LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,037
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,455/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,901
+HK$2,977/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,216
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,394/mo
Today · 4.125%
HK$53,983
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,966/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,245
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,963
−HK$1,746/mo
Today · 4.125%
HK$58,709
baseline
▲ 0.50% · 4.625%
HK$62,281
+HK$3,572/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,418/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,459
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,107
−HK$1,673/mo
Today · 4.125%
HK$64,780
baseline
▲ 0.50% · 4.625%
HK$68,194
+HK$3,414/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,560/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,452
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,457
−HK$2,037/mo
Today · 4.125%
HK$68,494
baseline
▲ 0.50% · 4.625%
HK$72,661
+HK$4,167/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,988/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,702
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,625
−HK$1,951/mo
Today · 4.125%
HK$75,576
baseline
▲ 0.50% · 4.625%
HK$79,560
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,152/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,867
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,445
−HK$2,618/mo
Today · 4.125%
HK$88,063
baseline
▲ 0.50% · 4.625%
HK$93,422
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,126/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,189
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,661
−HK$2,508/mo
Today · 4.125%
HK$97,169
baseline
▲ 0.50% · 4.625%
HK$102,291
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,338/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,948 · Scale 2, in force from 26 Feb 2026)