LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,038
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,470
−HK$1,455/mo
Today · 4.125%
HK$48,925
baseline
▲ 0.50% · 4.625%
HK$51,902
+HK$2,977/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$97,850/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,217
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,590
−HK$1,394/mo
Today · 4.125%
HK$53,984
baseline
▲ 0.50% · 4.625%
HK$56,829
+HK$2,845/mo
Deposit HK$10.09M · loan HK$10.09M · min. income ≈ HK$107,968/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,246
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,964
−HK$1,746/mo
Today · 4.125%
HK$58,710
baseline
▲ 0.50% · 4.625%
HK$62,282
+HK$3,572/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,420/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,460
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,108
−HK$1,673/mo
Today · 4.125%
HK$64,781
baseline
▲ 0.50% · 4.625%
HK$68,195
+HK$3,414/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,562/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,453
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,458
−HK$2,037/mo
Today · 4.125%
HK$68,495
baseline
▲ 0.50% · 4.625%
HK$72,663
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,990/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,704
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,627
−HK$1,950/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$79,561
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,868
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,446
−HK$2,619/mo
Today · 4.125%
HK$88,065
baseline
▲ 0.50% · 4.625%
HK$93,423
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,130/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,190
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,663
−HK$2,508/mo
Today · 4.125%
HK$97,171
baseline
▲ 0.50% · 4.625%
HK$102,293
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,342/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$768,983 · Scale 2, in force from 26 Feb 2026)