LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,040
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,473
−HK$1,455/mo
Today · 4.125%
HK$48,928
baseline
▲ 0.50% · 4.625%
HK$51,905
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,856/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,219
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,593
−HK$1,394/mo
Today · 4.125%
HK$53,987
baseline
▲ 0.50% · 4.625%
HK$56,832
+HK$2,845/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,974/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,248
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,967
−HK$1,746/mo
Today · 4.125%
HK$58,713
baseline
▲ 0.50% · 4.625%
HK$62,286
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,426/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,463
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,112
−HK$1,672/mo
Today · 4.125%
HK$64,784
baseline
▲ 0.50% · 4.625%
HK$68,199
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,568/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,457
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,462
−HK$2,037/mo
Today · 4.125%
HK$68,499
baseline
▲ 0.50% · 4.625%
HK$72,667
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$136,998/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,707
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,630
−HK$1,951/mo
Today · 4.125%
HK$75,581
baseline
▲ 0.50% · 4.625%
HK$79,565
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,162/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,873
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,451
−HK$2,619/mo
Today · 4.125%
HK$88,070
baseline
▲ 0.50% · 4.625%
HK$93,428
+HK$5,358/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,140/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,195
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,668
−HK$2,508/mo
Today · 4.125%
HK$97,176
baseline
▲ 0.50% · 4.625%
HK$102,298
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,352/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,090 · Scale 2, in force from 26 Feb 2026)