LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,041
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,473
−HK$1,455/mo
Today · 4.125%
HK$48,928
baseline
▲ 0.50% · 4.625%
HK$51,905
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,856/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,220
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,594
−HK$1,394/mo
Today · 4.125%
HK$53,988
baseline
▲ 0.50% · 4.625%
HK$56,833
+HK$2,845/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,976/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,249
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,968
−HK$1,746/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$62,287
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,464
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,113
−HK$1,672/mo
Today · 4.125%
HK$64,785
baseline
▲ 0.50% · 4.625%
HK$68,200
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.11M · min. income ≈ HK$129,570/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,458
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,463
−HK$2,037/mo
Today · 4.125%
HK$68,500
baseline
▲ 0.50% · 4.625%
HK$72,668
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$137,000/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,708
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,632
−HK$1,951/mo
Today · 4.125%
HK$75,583
baseline
▲ 0.50% · 4.625%
HK$79,567
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,166/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,874
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,452
−HK$2,619/mo
Today · 4.125%
HK$88,071
baseline
▲ 0.50% · 4.625%
HK$93,430
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,142/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,197
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,669
−HK$2,509/mo
Today · 4.125%
HK$97,178
baseline
▲ 0.50% · 4.625%
HK$102,300
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,356/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,121 · Scale 2, in force from 26 Feb 2026)