LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,043
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,475
−HK$1,455/mo
Today · 4.125%
HK$48,930
baseline
▲ 0.50% · 4.625%
HK$51,907
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,860/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,222
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,596
−HK$1,393/mo
Today · 4.125%
HK$53,989
baseline
▲ 0.50% · 4.625%
HK$56,835
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,978/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,251
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,970
−HK$1,746/mo
Today · 4.125%
HK$58,716
baseline
▲ 0.50% · 4.625%
HK$62,289
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,432/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,466
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,115
−HK$1,672/mo
Today · 4.125%
HK$64,787
baseline
▲ 0.50% · 4.625%
HK$68,202
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,574/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,460
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,465
−HK$2,037/mo
Today · 4.125%
HK$68,502
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$137,004/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,711
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,634
−HK$1,951/mo
Today · 4.125%
HK$75,585
baseline
▲ 0.50% · 4.625%
HK$79,569
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,170/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,877
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,455
−HK$2,619/mo
Today · 4.125%
HK$88,074
baseline
▲ 0.50% · 4.625%
HK$93,433
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,148/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,200
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,672
−HK$2,509/mo
Today · 4.125%
HK$97,181
baseline
▲ 0.50% · 4.625%
HK$102,303
+HK$5,122/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,362/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,189 · Scale 2, in force from 26 Feb 2026)