LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,043
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,476
−HK$1,455/mo
Today · 4.125%
HK$48,931
baseline
▲ 0.50% · 4.625%
HK$51,908
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,862/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,223
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,596
−HK$1,394/mo
Today · 4.125%
HK$53,990
baseline
▲ 0.50% · 4.625%
HK$56,836
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,980/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,252
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,971
−HK$1,746/mo
Today · 4.125%
HK$58,717
baseline
▲ 0.50% · 4.625%
HK$62,290
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,434/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,467
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,116
−HK$1,672/mo
Today · 4.125%
HK$64,788
baseline
▲ 0.50% · 4.625%
HK$68,203
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,576/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,461
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,466
−HK$2,037/mo
Today · 4.125%
HK$68,503
baseline
▲ 0.50% · 4.625%
HK$72,671
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$137,006/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,712
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,635
−HK$1,951/mo
Today · 4.125%
HK$75,586
baseline
▲ 0.50% · 4.625%
HK$79,570
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,172/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,878
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,456
−HK$2,619/mo
Today · 4.125%
HK$88,075
baseline
▲ 0.50% · 4.625%
HK$93,434
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,150/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,201
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,674
−HK$2,508/mo
Today · 4.125%
HK$97,182
baseline
▲ 0.50% · 4.625%
HK$102,305
+HK$5,123/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,364/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,217 · Scale 2, in force from 26 Feb 2026)