LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,045
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,455/mo
Today · 4.125%
HK$48,932
baseline
▲ 0.50% · 4.625%
HK$51,909
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,864/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,224
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,598
−HK$1,394/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,253
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,972
−HK$1,746/mo
Today · 4.125%
HK$58,718
baseline
▲ 0.50% · 4.625%
HK$62,291
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,436/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,469
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,117
−HK$1,673/mo
Today · 4.125%
HK$64,790
baseline
▲ 0.50% · 4.625%
HK$68,205
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,580/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,462
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,468
−HK$2,037/mo
Today · 4.125%
HK$68,505
baseline
▲ 0.50% · 4.625%
HK$72,673
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$137,010/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,714
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,637
−HK$1,951/mo
Today · 4.125%
HK$75,588
baseline
▲ 0.50% · 4.625%
HK$79,573
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.13M · min. income ≈ HK$151,176/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,880
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,458
−HK$2,619/mo
Today · 4.125%
HK$88,077
baseline
▲ 0.50% · 4.625%
HK$93,437
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,154/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,203
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,676
−HK$2,509/mo
Today · 4.125%
HK$97,185
baseline
▲ 0.50% · 4.625%
HK$102,308
+HK$5,123/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,370/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,271 · Scale 2, in force from 26 Feb 2026)