LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,045
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,456/mo
Today · 4.125%
HK$48,933
baseline
▲ 0.50% · 4.625%
HK$51,910
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,866/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,225
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,599
−HK$1,393/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,254
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,973
−HK$1,746/mo
Today · 4.125%
HK$58,719
baseline
▲ 0.50% · 4.625%
HK$62,292
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,438/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,470
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,118
−HK$1,673/mo
Today · 4.125%
HK$64,791
baseline
▲ 0.50% · 4.625%
HK$68,206
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,582/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,463
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,468
−HK$2,038/mo
Today · 4.125%
HK$68,506
baseline
▲ 0.50% · 4.625%
HK$72,674
+HK$4,168/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,012/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,715
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,638
−HK$1,951/mo
Today · 4.125%
HK$75,589
baseline
▲ 0.50% · 4.625%
HK$79,574
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,178/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,881
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,459
−HK$2,620/mo
Today · 4.125%
HK$88,079
baseline
▲ 0.50% · 4.625%
HK$93,438
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,158/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,205
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,677
−HK$2,509/mo
Today · 4.125%
HK$97,186
baseline
▲ 0.50% · 4.625%
HK$102,309
+HK$5,123/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,372/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,298 · Scale 2, in force from 26 Feb 2026)