LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,046
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,478
−HK$1,456/mo
Today · 4.125%
HK$48,934
baseline
▲ 0.50% · 4.625%
HK$51,911
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,868/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,226
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,600
−HK$1,393/mo
Today · 4.125%
HK$53,993
baseline
▲ 0.50% · 4.625%
HK$56,840
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,986/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,255
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,974
−HK$1,746/mo
Today · 4.125%
HK$58,720
baseline
▲ 0.50% · 4.625%
HK$62,293
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,440/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,471
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,120
−HK$1,672/mo
Today · 4.125%
HK$64,792
baseline
▲ 0.50% · 4.625%
HK$68,207
+HK$3,415/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,584/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,465
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,470
−HK$2,037/mo
Today · 4.125%
HK$68,507
baseline
▲ 0.50% · 4.625%
HK$72,676
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,014/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,716
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,640
−HK$1,951/mo
Today · 4.125%
HK$75,591
baseline
▲ 0.50% · 4.625%
HK$79,575
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,182/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,883
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,461
−HK$2,620/mo
Today · 4.125%
HK$88,081
baseline
▲ 0.50% · 4.625%
HK$93,440
+HK$5,359/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$176,162/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,207
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,680
−HK$2,508/mo
Today · 4.125%
HK$97,188
baseline
▲ 0.50% · 4.625%
HK$102,311
+HK$5,123/mo
Deposit HK$2.02M · loan HK$18.17M · min. income ≈ HK$194,376/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,342 · Scale 2, in force from 26 Feb 2026)