LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,049
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,481
−HK$1,456/mo
Today · 4.125%
HK$48,937
baseline
▲ 0.50% · 4.625%
HK$51,914
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,874/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,229
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,603
−HK$1,394/mo
Today · 4.125%
HK$53,997
baseline
▲ 0.50% · 4.625%
HK$56,843
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,994/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,259
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,978
−HK$1,746/mo
Today · 4.125%
HK$58,724
baseline
▲ 0.50% · 4.625%
HK$62,297
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,448/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,475
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,124
−HK$1,672/mo
Today · 4.125%
HK$64,796
baseline
▲ 0.50% · 4.625%
HK$68,212
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,592/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,469
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,474
−HK$2,037/mo
Today · 4.125%
HK$68,511
baseline
▲ 0.50% · 4.625%
HK$72,680
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,022/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,721
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,644
−HK$1,952/mo
Today · 4.125%
HK$75,596
baseline
▲ 0.50% · 4.625%
HK$79,580
+HK$3,984/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,192/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,888
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,467
−HK$2,619/mo
Today · 4.125%
HK$88,086
baseline
▲ 0.50% · 4.625%
HK$93,446
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,172/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,212
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,685
−HK$2,509/mo
Today · 4.125%
HK$97,194
baseline
▲ 0.50% · 4.625%
HK$102,318
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,388/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,468 · Scale 2, in force from 26 Feb 2026)