LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,050
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,482
−HK$1,456/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,230
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,604
−HK$1,394/mo
Today · 4.125%
HK$53,998
baseline
▲ 0.50% · 4.625%
HK$56,844
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,996/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,260
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,979
−HK$1,746/mo
Today · 4.125%
HK$58,725
baseline
▲ 0.50% · 4.625%
HK$62,298
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,450/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,476
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,125
−HK$1,672/mo
Today · 4.125%
HK$64,797
baseline
▲ 0.50% · 4.625%
HK$68,213
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,594/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,470
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,475
−HK$2,038/mo
Today · 4.125%
HK$68,513
baseline
▲ 0.50% · 4.625%
HK$72,682
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,026/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,722
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,646
−HK$1,951/mo
Today · 4.125%
HK$75,597
baseline
▲ 0.50% · 4.625%
HK$79,582
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,194/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,890
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,468
−HK$2,620/mo
Today · 4.125%
HK$88,088
baseline
▲ 0.50% · 4.625%
HK$93,448
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,176/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,214
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,687
−HK$2,509/mo
Today · 4.125%
HK$97,196
baseline
▲ 0.50% · 4.625%
HK$102,319
+HK$5,123/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,392/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,506 · Scale 2, in force from 26 Feb 2026)