LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,050
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,483
−HK$1,455/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,916
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,231
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,605
−HK$1,393/mo
Today · 4.125%
HK$53,998
baseline
▲ 0.50% · 4.625%
HK$56,845
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$107,996/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,261
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,979
−HK$1,747/mo
Today · 4.125%
HK$58,726
baseline
▲ 0.50% · 4.625%
HK$62,299
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,452/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,477
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,126
−HK$1,672/mo
Today · 4.125%
HK$64,798
baseline
▲ 0.50% · 4.625%
HK$68,214
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,596/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,471
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,476
−HK$2,037/mo
Today · 4.125%
HK$68,513
baseline
▲ 0.50% · 4.625%
HK$72,682
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,026/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,723
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,646
−HK$1,952/mo
Today · 4.125%
HK$75,598
baseline
▲ 0.50% · 4.625%
HK$79,583
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,196/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,891
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,469
−HK$2,620/mo
Today · 4.125%
HK$88,089
baseline
▲ 0.50% · 4.625%
HK$93,449
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,178/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,215
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,688
−HK$2,509/mo
Today · 4.125%
HK$97,197
baseline
▲ 0.50% · 4.625%
HK$102,321
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,394/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,529 · Scale 2, in force from 26 Feb 2026)