LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,053
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,485
−HK$1,456/mo
Today · 4.125%
HK$48,941
baseline
▲ 0.50% · 4.625%
HK$51,918
+HK$2,977/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,882/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,233
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,607
−HK$1,394/mo
Today · 4.125%
HK$54,001
baseline
▲ 0.50% · 4.625%
HK$56,848
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,002/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,263
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,982
−HK$1,747/mo
Today · 4.125%
HK$58,729
baseline
▲ 0.50% · 4.625%
HK$62,302
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,458/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,480
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,129
−HK$1,672/mo
Today · 4.125%
HK$64,801
baseline
▲ 0.50% · 4.625%
HK$68,217
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,602/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,474
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,479
−HK$2,038/mo
Today · 4.125%
HK$68,517
baseline
▲ 0.50% · 4.625%
HK$72,686
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,034/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,726
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,650
−HK$1,951/mo
Today · 4.125%
HK$75,601
baseline
▲ 0.50% · 4.625%
HK$79,587
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,202/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,895
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,473
−HK$2,620/mo
Today · 4.125%
HK$88,093
baseline
▲ 0.50% · 4.625%
HK$93,453
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,186/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,220
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,693
−HK$2,509/mo
Today · 4.125%
HK$97,202
baseline
▲ 0.50% · 4.625%
HK$102,326
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,404/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,625 · Scale 2, in force from 26 Feb 2026)