LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,054
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,487
−HK$1,455/mo
Today · 4.125%
HK$48,942
baseline
▲ 0.50% · 4.625%
HK$51,920
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,884/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,235
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,609
−HK$1,394/mo
Today · 4.125%
HK$54,003
baseline
▲ 0.50% · 4.625%
HK$56,850
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,006/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,265
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,984
−HK$1,747/mo
Today · 4.125%
HK$58,731
baseline
▲ 0.50% · 4.625%
HK$62,304
+HK$3,573/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,462/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,482
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,131
−HK$1,673/mo
Today · 4.125%
HK$64,804
baseline
▲ 0.50% · 4.625%
HK$68,220
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,608/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,476
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,482
−HK$2,037/mo
Today · 4.125%
HK$68,519
baseline
▲ 0.50% · 4.625%
HK$72,689
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,038/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,729
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,653
−HK$1,951/mo
Today · 4.125%
HK$75,604
baseline
▲ 0.50% · 4.625%
HK$79,589
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,208/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,898
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,476
−HK$2,620/mo
Today · 4.125%
HK$88,096
baseline
▲ 0.50% · 4.625%
HK$93,457
+HK$5,361/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,192/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,223
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,696
−HK$2,509/mo
Today · 4.125%
HK$97,205
baseline
▲ 0.50% · 4.625%
HK$102,329
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,410/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,700 · Scale 2, in force from 26 Feb 2026)