LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,055
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,487
−HK$1,456/mo
Today · 4.125%
HK$48,943
baseline
▲ 0.50% · 4.625%
HK$51,921
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,886/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,235
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,610
−HK$1,394/mo
Today · 4.125%
HK$54,004
baseline
▲ 0.50% · 4.625%
HK$56,850
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,008/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,266
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,985
−HK$1,746/mo
Today · 4.125%
HK$58,731
baseline
▲ 0.50% · 4.625%
HK$62,305
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,462/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,483
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,131
−HK$1,673/mo
Today · 4.125%
HK$64,804
baseline
▲ 0.50% · 4.625%
HK$68,220
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,608/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,477
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,482
−HK$2,038/mo
Today · 4.125%
HK$68,520
baseline
▲ 0.50% · 4.625%
HK$72,689
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,040/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,730
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,653
−HK$1,952/mo
Today · 4.125%
HK$75,605
baseline
▲ 0.50% · 4.625%
HK$79,590
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,210/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,899
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,477
−HK$2,620/mo
Today · 4.125%
HK$88,097
baseline
▲ 0.50% · 4.625%
HK$93,457
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,194/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,224
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,697
−HK$2,509/mo
Today · 4.125%
HK$97,206
baseline
▲ 0.50% · 4.625%
HK$102,330
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,412/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,718 · Scale 2, in force from 26 Feb 2026)