LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,055
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,488
−HK$1,455/mo
Today · 4.125%
HK$48,943
baseline
▲ 0.50% · 4.625%
HK$51,921
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,886/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,236
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,610
−HK$1,394/mo
Today · 4.125%
HK$54,004
baseline
▲ 0.50% · 4.625%
HK$56,851
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,008/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,266
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,985
−HK$1,747/mo
Today · 4.125%
HK$58,732
baseline
▲ 0.50% · 4.625%
HK$62,306
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,464/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,483
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,132
−HK$1,673/mo
Today · 4.125%
HK$64,805
baseline
▲ 0.50% · 4.625%
HK$68,221
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,610/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,477
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,483
−HK$2,038/mo
Today · 4.125%
HK$68,521
baseline
▲ 0.50% · 4.625%
HK$72,690
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,042/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,730
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,654
−HK$1,952/mo
Today · 4.125%
HK$75,606
baseline
▲ 0.50% · 4.625%
HK$79,591
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,212/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,899
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,478
−HK$2,620/mo
Today · 4.125%
HK$88,098
baseline
▲ 0.50% · 4.625%
HK$93,458
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,196/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,225
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,698
−HK$2,509/mo
Today · 4.125%
HK$97,207
baseline
▲ 0.50% · 4.625%
HK$102,331
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,414/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,740 · Scale 2, in force from 26 Feb 2026)