LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,057
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,489
−HK$1,456/mo
Today · 4.125%
HK$48,945
baseline
▲ 0.50% · 4.625%
HK$51,923
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,890/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,238
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,612
−HK$1,394/mo
Today · 4.125%
HK$54,006
baseline
▲ 0.50% · 4.625%
HK$56,852
+HK$2,846/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,012/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,268
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,987
−HK$1,747/mo
Today · 4.125%
HK$58,734
baseline
▲ 0.50% · 4.625%
HK$62,308
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,468/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,485
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,134
−HK$1,673/mo
Today · 4.125%
HK$64,807
baseline
▲ 0.50% · 4.625%
HK$68,223
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,614/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,479
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,485
−HK$2,038/mo
Today · 4.125%
HK$68,523
baseline
▲ 0.50% · 4.625%
HK$72,692
+HK$4,169/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,046/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,733
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,656
−HK$1,952/mo
Today · 4.125%
HK$75,608
baseline
▲ 0.50% · 4.625%
HK$79,593
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,216/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,902
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,481
−HK$2,620/mo
Today · 4.125%
HK$88,101
baseline
▲ 0.50% · 4.625%
HK$93,461
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,202/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,228
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,701
−HK$2,509/mo
Today · 4.125%
HK$97,210
baseline
▲ 0.50% · 4.625%
HK$102,334
+HK$5,124/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,420/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,801 · Scale 2, in force from 26 Feb 2026)