LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,057
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,490
−HK$1,455/mo
Today · 4.125%
HK$48,945
baseline
▲ 0.50% · 4.625%
HK$51,924
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,890/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,238
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,612
−HK$1,394/mo
Today · 4.125%
HK$54,006
baseline
▲ 0.50% · 4.625%
HK$56,853
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,012/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,269
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,988
−HK$1,746/mo
Today · 4.125%
HK$58,734
baseline
▲ 0.50% · 4.625%
HK$62,308
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,468/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,486
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,135
−HK$1,673/mo
Today · 4.125%
HK$64,808
baseline
▲ 0.50% · 4.625%
HK$68,224
+HK$3,416/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,616/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,480
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,486
−HK$2,037/mo
Today · 4.125%
HK$68,523
baseline
▲ 0.50% · 4.625%
HK$72,693
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,046/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,733
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,657
−HK$1,952/mo
Today · 4.125%
HK$75,609
baseline
▲ 0.50% · 4.625%
HK$79,594
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,218/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,903
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,482
−HK$2,620/mo
Today · 4.125%
HK$88,102
baseline
▲ 0.50% · 4.625%
HK$93,462
+HK$5,360/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,204/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,229
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,702
−HK$2,509/mo
Today · 4.125%
HK$97,211
baseline
▲ 0.50% · 4.625%
HK$102,336
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,422/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$769,822 · Scale 2, in force from 26 Feb 2026)