LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,062
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,495
−HK$1,455/mo
Today · 4.125%
HK$48,950
baseline
▲ 0.50% · 4.625%
HK$51,929
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,900/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,243
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,618
−HK$1,394/mo
Today · 4.125%
HK$54,012
baseline
▲ 0.50% · 4.625%
HK$56,859
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,024/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,274
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,994
−HK$1,746/mo
Today · 4.125%
HK$58,740
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,480/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,492
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,141
−HK$1,673/mo
Today · 4.125%
HK$64,814
baseline
▲ 0.50% · 4.625%
HK$68,231
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,628/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,487
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,492
−HK$2,038/mo
Today · 4.125%
HK$68,530
baseline
▲ 0.50% · 4.625%
HK$72,700
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,060/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,741
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,665
−HK$1,952/mo
Today · 4.125%
HK$75,617
baseline
▲ 0.50% · 4.625%
HK$79,602
+HK$3,985/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,234/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,911
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,490
−HK$2,621/mo
Today · 4.125%
HK$88,111
baseline
▲ 0.50% · 4.625%
HK$93,472
+HK$5,361/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,222/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,238
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,712
−HK$2,509/mo
Today · 4.125%
HK$97,221
baseline
▲ 0.50% · 4.625%
HK$102,346
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,442/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,028 · Scale 2, in force from 26 Feb 2026)