LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,063
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,495
−HK$1,456/mo
Today · 4.125%
HK$48,951
baseline
▲ 0.50% · 4.625%
HK$51,930
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,902/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,244
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,618
−HK$1,395/mo
Today · 4.125%
HK$54,013
baseline
▲ 0.50% · 4.625%
HK$56,860
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,026/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,994
−HK$1,747/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$62,316
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,493
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,142
−HK$1,673/mo
Today · 4.125%
HK$64,815
baseline
▲ 0.50% · 4.625%
HK$68,232
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,630/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,494
−HK$2,038/mo
Today · 4.125%
HK$68,532
baseline
▲ 0.50% · 4.625%
HK$72,702
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,064/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,666
−HK$1,952/mo
Today · 4.125%
HK$75,618
baseline
▲ 0.50% · 4.625%
HK$79,604
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,236/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,913
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,492
−HK$2,620/mo
Today · 4.125%
HK$88,112
baseline
▲ 0.50% · 4.625%
HK$93,473
+HK$5,361/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,224/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,239
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,713
−HK$2,510/mo
Today · 4.125%
HK$97,223
baseline
▲ 0.50% · 4.625%
HK$102,348
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,446/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,061 · Scale 2, in force from 26 Feb 2026)