LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,063
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,496
−HK$1,456/mo
Today · 4.125%
HK$48,952
baseline
▲ 0.50% · 4.625%
HK$51,930
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,904/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,245
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,619
−HK$1,394/mo
Today · 4.125%
HK$54,013
baseline
▲ 0.50% · 4.625%
HK$56,861
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,026/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,276
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,747/mo
Today · 4.125%
HK$58,742
baseline
▲ 0.50% · 4.625%
HK$62,316
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,484/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,494
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,143
−HK$1,673/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,233
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,494
−HK$2,038/mo
Today · 4.125%
HK$68,532
baseline
▲ 0.50% · 4.625%
HK$72,702
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,064/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,743
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,667
−HK$1,952/mo
Today · 4.125%
HK$75,619
baseline
▲ 0.50% · 4.625%
HK$79,605
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,238/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,914
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,493
−HK$2,620/mo
Today · 4.125%
HK$88,113
baseline
▲ 0.50% · 4.625%
HK$93,475
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,226/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,241
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,714
−HK$2,510/mo
Today · 4.125%
HK$97,224
baseline
▲ 0.50% · 4.625%
HK$102,349
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,448/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,087 · Scale 2, in force from 26 Feb 2026)