LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,067
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,500
−HK$1,456/mo
Today · 4.125%
HK$48,956
baseline
▲ 0.50% · 4.625%
HK$51,934
+HK$2,978/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,912/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,249
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,623
−HK$1,395/mo
Today · 4.125%
HK$54,018
baseline
▲ 0.50% · 4.625%
HK$56,865
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,036/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,280
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,000
−HK$1,747/mo
Today · 4.125%
HK$58,747
baseline
▲ 0.50% · 4.625%
HK$62,321
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,494/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,499
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,148
−HK$1,673/mo
Today · 4.125%
HK$64,821
baseline
▲ 0.50% · 4.625%
HK$68,238
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,642/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,493
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,500
−HK$2,038/mo
Today · 4.125%
HK$68,538
baseline
▲ 0.50% · 4.625%
HK$72,708
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,076/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,748
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,673
−HK$1,952/mo
Today · 4.125%
HK$75,625
baseline
▲ 0.50% · 4.625%
HK$79,611
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,250/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,920
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,499
−HK$2,621/mo
Today · 4.125%
HK$88,120
baseline
▲ 0.50% · 4.625%
HK$93,482
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,240/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,248
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,722
−HK$2,510/mo
Today · 4.125%
HK$97,232
baseline
▲ 0.50% · 4.625%
HK$102,357
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,464/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,244 · Scale 2, in force from 26 Feb 2026)