LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,067
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,500
−HK$1,456/mo
Today · 4.125%
HK$48,956
baseline
▲ 0.50% · 4.625%
HK$51,935
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,912/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,250
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,624
−HK$1,394/mo
Today · 4.125%
HK$54,018
baseline
▲ 0.50% · 4.625%
HK$56,866
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,036/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,281
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,000
−HK$1,748/mo
Today · 4.125%
HK$58,748
baseline
▲ 0.50% · 4.625%
HK$62,322
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,496/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,499
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,149
−HK$1,673/mo
Today · 4.125%
HK$64,822
baseline
▲ 0.50% · 4.625%
HK$68,239
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,644/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,494
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,501
−HK$2,038/mo
Today · 4.125%
HK$68,539
baseline
▲ 0.50% · 4.625%
HK$72,709
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,078/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,749
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,674
−HK$1,952/mo
Today · 4.125%
HK$75,626
baseline
▲ 0.50% · 4.625%
HK$79,612
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,252/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,921
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,501
−HK$2,620/mo
Today · 4.125%
HK$88,121
baseline
▲ 0.50% · 4.625%
HK$93,483
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,242/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,249
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,723
−HK$2,510/mo
Today · 4.125%
HK$97,233
baseline
▲ 0.50% · 4.625%
HK$102,358
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,466/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,274 · Scale 2, in force from 26 Feb 2026)