LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,069
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,502
−HK$1,456/mo
Today · 4.125%
HK$48,958
baseline
▲ 0.50% · 4.625%
HK$51,937
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,916/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,251
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,626
−HK$1,394/mo
Today · 4.125%
HK$54,020
baseline
▲ 0.50% · 4.625%
HK$56,868
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,040/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,283
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,003
−HK$1,747/mo
Today · 4.125%
HK$58,750
baseline
▲ 0.50% · 4.625%
HK$62,324
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,500/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,502
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,151
−HK$1,673/mo
Today · 4.125%
HK$64,824
baseline
▲ 0.50% · 4.625%
HK$68,241
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,648/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,497
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,503
−HK$2,038/mo
Today · 4.125%
HK$68,541
baseline
▲ 0.50% · 4.625%
HK$72,712
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,082/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,752
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,676
−HK$1,953/mo
Today · 4.125%
HK$75,629
baseline
▲ 0.50% · 4.625%
HK$79,615
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,258/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,924
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,504
−HK$2,620/mo
Today · 4.125%
HK$88,124
baseline
▲ 0.50% · 4.625%
HK$93,487
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,248/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,253
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,727
−HK$2,510/mo
Today · 4.125%
HK$97,237
baseline
▲ 0.50% · 4.625%
HK$102,362
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,474/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,348 · Scale 2, in force from 26 Feb 2026)