LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,070
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,503
−HK$1,456/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,394/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$56,869
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,284
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,003
−HK$1,748/mo
Today · 4.125%
HK$58,751
baseline
▲ 0.50% · 4.625%
HK$62,325
+HK$3,574/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,502/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,503
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,152
−HK$1,673/mo
Today · 4.125%
HK$64,825
baseline
▲ 0.50% · 4.625%
HK$68,242
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,650/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,498
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,504
−HK$2,038/mo
Today · 4.125%
HK$68,542
baseline
▲ 0.50% · 4.625%
HK$72,713
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,084/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,753
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,677
−HK$1,953/mo
Today · 4.125%
HK$75,630
baseline
▲ 0.50% · 4.625%
HK$79,616
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,260/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,926
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,505
−HK$2,621/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$93,488
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,254
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,728
−HK$2,510/mo
Today · 4.125%
HK$97,238
baseline
▲ 0.50% · 4.625%
HK$102,364
+HK$5,126/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,476/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,378 · Scale 2, in force from 26 Feb 2026)