LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,070
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,503
−HK$1,456/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,394/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$56,869
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,284
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,004
−HK$1,747/mo
Today · 4.125%
HK$58,751
baseline
▲ 0.50% · 4.625%
HK$62,326
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,502/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,503
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,152
−HK$1,674/mo
Today · 4.125%
HK$64,826
baseline
▲ 0.50% · 4.625%
HK$68,243
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,652/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,498
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,504
−HK$2,039/mo
Today · 4.125%
HK$68,543
baseline
▲ 0.50% · 4.625%
HK$72,713
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,086/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,753
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,678
−HK$1,952/mo
Today · 4.125%
HK$75,630
baseline
▲ 0.50% · 4.625%
HK$79,617
+HK$3,987/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,260/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,926
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,506
−HK$2,620/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$93,489
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,254
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,729
−HK$2,510/mo
Today · 4.125%
HK$97,239
baseline
▲ 0.50% · 4.625%
HK$102,364
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,478/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,390 · Scale 2, in force from 26 Feb 2026)