LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,071
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,505
−HK$1,456/mo
Today · 4.125%
HK$48,961
baseline
▲ 0.50% · 4.625%
HK$51,940
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,922/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,254
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,629
−HK$1,394/mo
Today · 4.125%
HK$54,023
baseline
▲ 0.50% · 4.625%
HK$56,871
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,046/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,286
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,005
−HK$1,748/mo
Today · 4.125%
HK$58,753
baseline
▲ 0.50% · 4.625%
HK$62,328
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,506/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,505
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,154
−HK$1,674/mo
Today · 4.125%
HK$64,828
baseline
▲ 0.50% · 4.625%
HK$68,245
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,656/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,500
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,506
−HK$2,039/mo
Today · 4.125%
HK$68,545
baseline
▲ 0.50% · 4.625%
HK$72,715
+HK$4,170/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,090/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,756
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,680
−HK$1,952/mo
Today · 4.125%
HK$75,632
baseline
▲ 0.50% · 4.625%
HK$79,619
+HK$3,987/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,264/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,929
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,508
−HK$2,621/mo
Today · 4.125%
HK$88,129
baseline
▲ 0.50% · 4.625%
HK$93,491
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,258/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,257
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,731
−HK$2,511/mo
Today · 4.125%
HK$97,242
baseline
▲ 0.50% · 4.625%
HK$102,367
+HK$5,125/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,484/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,450 · Scale 2, in force from 26 Feb 2026)