LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,073
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,506
−HK$1,456/mo
Today · 4.125%
HK$48,962
baseline
▲ 0.50% · 4.625%
HK$51,941
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,924/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,256
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,630
−HK$1,395/mo
Today · 4.125%
HK$54,025
baseline
▲ 0.50% · 4.625%
HK$56,872
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,050/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,007
−HK$1,747/mo
Today · 4.125%
HK$58,754
baseline
▲ 0.50% · 4.625%
HK$62,329
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,508/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,507
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,156
−HK$1,674/mo
Today · 4.125%
HK$64,830
baseline
▲ 0.50% · 4.625%
HK$68,247
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,660/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,502
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,508
−HK$2,039/mo
Today · 4.125%
HK$68,547
baseline
▲ 0.50% · 4.625%
HK$72,718
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,094/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,758
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,682
−HK$1,953/mo
Today · 4.125%
HK$75,635
baseline
▲ 0.50% · 4.625%
HK$79,621
+HK$3,986/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,270/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,931
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$85,511
−HK$2,621/mo
Today · 4.125%
HK$88,132
baseline
▲ 0.50% · 4.625%
HK$93,494
+HK$5,362/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$176,264/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,260
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,734
−HK$2,510/mo
Today · 4.125%
HK$97,244
baseline
▲ 0.50% · 4.625%
HK$102,370
+HK$5,126/mo
Deposit HK$2.02M · loan HK$18.18M · min. income ≈ HK$194,488/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,510 · Scale 2, in force from 26 Feb 2026)