LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,074
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,456/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,943
+HK$2,979/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,257
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,632
−HK$1,395/mo
Today · 4.125%
HK$54,027
baseline
▲ 0.50% · 4.625%
HK$56,874
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,054/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,289
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,009
−HK$1,747/mo
Today · 4.125%
HK$58,756
baseline
▲ 0.50% · 4.625%
HK$62,332
+HK$3,576/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,512/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,509
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,158
−HK$1,674/mo
Today · 4.125%
HK$64,832
baseline
▲ 0.50% · 4.625%
HK$68,249
+HK$3,417/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,664/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,504
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,511
−HK$2,038/mo
Today · 4.125%
HK$68,549
baseline
▲ 0.50% · 4.625%
HK$72,720
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,098/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,760
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,685
−HK$1,952/mo
Today · 4.125%
HK$75,637
baseline
▲ 0.50% · 4.625%
HK$79,624
+HK$3,987/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,274/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,934
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,514
−HK$2,620/mo
Today · 4.125%
HK$88,134
baseline
▲ 0.50% · 4.625%
HK$93,497
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,268/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,263
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,737
−HK$2,511/mo
Today · 4.125%
HK$97,248
baseline
▲ 0.50% · 4.625%
HK$102,374
+HK$5,126/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,496/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,578 · Scale 2, in force from 26 Feb 2026)