LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,076
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,509
−HK$1,456/mo
Today · 4.125%
HK$48,965
baseline
▲ 0.50% · 4.625%
HK$51,945
+HK$2,980/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,930/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,259
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,634
−HK$1,395/mo
Today · 4.125%
HK$54,029
baseline
▲ 0.50% · 4.625%
HK$56,876
+HK$2,847/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,058/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,291
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,011
−HK$1,748/mo
Today · 4.125%
HK$58,759
baseline
▲ 0.50% · 4.625%
HK$62,334
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$117,518/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,511
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,161
−HK$1,673/mo
Today · 4.125%
HK$64,834
baseline
▲ 0.50% · 4.625%
HK$68,252
+HK$3,418/mo
Deposit HK$8.08M · loan HK$12.12M · min. income ≈ HK$129,668/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,506
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,513
−HK$2,039/mo
Today · 4.125%
HK$68,552
baseline
▲ 0.50% · 4.625%
HK$72,723
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$137,104/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,763
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,687
−HK$1,953/mo
Today · 4.125%
HK$75,640
baseline
▲ 0.50% · 4.625%
HK$79,627
+HK$3,987/mo
Deposit HK$6.06M · loan HK$14.14M · min. income ≈ HK$151,280/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,937
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$85,517
−HK$2,621/mo
Today · 4.125%
HK$88,138
baseline
▲ 0.50% · 4.625%
HK$93,501
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,276/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,266
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,741
−HK$2,510/mo
Today · 4.125%
HK$97,251
baseline
▲ 0.50% · 4.625%
HK$102,378
+HK$5,127/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,502/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,652 · Scale 2, in force from 26 Feb 2026)