LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,080
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,514
−HK$1,456/mo
Today · 4.125%
HK$48,970
baseline
▲ 0.50% · 4.625%
HK$51,950
+HK$2,980/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,940/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,264
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,639
−HK$1,394/mo
Today · 4.125%
HK$54,033
baseline
▲ 0.50% · 4.625%
HK$56,882
+HK$2,849/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,066/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,296
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,016
−HK$1,748/mo
Today · 4.125%
HK$58,764
baseline
▲ 0.50% · 4.625%
HK$62,340
+HK$3,576/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$117,528/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,517
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,166
−HK$1,674/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,258
+HK$3,418/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,512
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,519
−HK$2,039/mo
Today · 4.125%
HK$68,558
baseline
▲ 0.50% · 4.625%
HK$72,729
+HK$4,171/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,116/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,769
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,694
−HK$1,953/mo
Today · 4.125%
HK$75,647
baseline
▲ 0.50% · 4.625%
HK$79,634
+HK$3,987/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,294/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,944
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,525
−HK$2,621/mo
Today · 4.125%
HK$88,146
baseline
▲ 0.50% · 4.625%
HK$93,509
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,292/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,275
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,750
−HK$2,510/mo
Today · 4.125%
HK$97,260
baseline
▲ 0.50% · 4.625%
HK$102,387
+HK$5,127/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,520/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,838 · Scale 2, in force from 26 Feb 2026)