LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,082
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,515
−HK$1,456/mo
Today · 4.125%
HK$48,971
baseline
▲ 0.50% · 4.625%
HK$51,951
+HK$2,980/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$97,942/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,265
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,640
−HK$1,395/mo
Today · 4.125%
HK$54,035
baseline
▲ 0.50% · 4.625%
HK$56,883
+HK$2,848/mo
Deposit HK$10.10M · loan HK$10.10M · min. income ≈ HK$108,070/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,748/mo
Today · 4.125%
HK$58,766
baseline
▲ 0.50% · 4.625%
HK$62,341
+HK$3,575/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$117,532/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,168
−HK$1,674/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,260
+HK$3,418/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,514
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,521
−HK$2,039/mo
Today · 4.125%
HK$68,560
baseline
▲ 0.50% · 4.625%
HK$72,732
+HK$4,172/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,120/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,772
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,696
−HK$1,953/mo
Today · 4.125%
HK$75,649
baseline
▲ 0.50% · 4.625%
HK$79,637
+HK$3,988/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,298/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,947
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,527
−HK$2,622/mo
Today · 4.125%
HK$88,149
baseline
▲ 0.50% · 4.625%
HK$93,512
+HK$5,363/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,298/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,278
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,753
−HK$2,510/mo
Today · 4.125%
HK$97,263
baseline
▲ 0.50% · 4.625%
HK$102,390
+HK$5,127/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,526/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$770,900 · Scale 2, in force from 26 Feb 2026)