LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,086
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,519
−HK$1,457/mo
Today · 4.125%
HK$48,976
baseline
▲ 0.50% · 4.625%
HK$51,956
+HK$2,980/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,952/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,270
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,645
−HK$1,395/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$56,888
+HK$2,848/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,303
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,023
−HK$1,748/mo
Today · 4.125%
HK$58,771
baseline
▲ 0.50% · 4.625%
HK$62,347
+HK$3,576/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$117,542/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,524
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,174
−HK$1,674/mo
Today · 4.125%
HK$64,848
baseline
▲ 0.50% · 4.625%
HK$68,266
+HK$3,418/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$129,696/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,520
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,527
−HK$2,039/mo
Today · 4.125%
HK$68,566
baseline
▲ 0.50% · 4.625%
HK$72,738
+HK$4,172/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,132/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,778
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,703
−HK$1,953/mo
Today · 4.125%
HK$75,656
baseline
▲ 0.50% · 4.625%
HK$79,644
+HK$3,988/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,312/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,954
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,535
−HK$2,621/mo
Today · 4.125%
HK$88,156
baseline
▲ 0.50% · 4.625%
HK$93,520
+HK$5,364/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,312/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,286
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,761
−HK$2,511/mo
Today · 4.125%
HK$97,272
baseline
▲ 0.50% · 4.625%
HK$102,399
+HK$5,127/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,544/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,074 · Scale 2, in force from 26 Feb 2026)