LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,087
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,520
−HK$1,457/mo
Today · 4.125%
HK$48,977
baseline
▲ 0.50% · 4.625%
HK$51,957
+HK$2,980/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,954/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,271
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,646
−HK$1,395/mo
Today · 4.125%
HK$54,041
baseline
▲ 0.50% · 4.625%
HK$56,890
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,082/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,304
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,024
−HK$1,748/mo
Today · 4.125%
HK$58,772
baseline
▲ 0.50% · 4.625%
HK$62,348
+HK$3,576/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$117,544/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,525
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,175
−HK$1,674/mo
Today · 4.125%
HK$64,849
baseline
▲ 0.50% · 4.625%
HK$68,268
+HK$3,419/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$129,698/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,522
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,529
−HK$2,039/mo
Today · 4.125%
HK$68,568
baseline
▲ 0.50% · 4.625%
HK$72,740
+HK$4,172/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,136/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,780
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,705
−HK$1,953/mo
Today · 4.125%
HK$75,658
baseline
▲ 0.50% · 4.625%
HK$79,646
+HK$3,988/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,316/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,956
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,537
−HK$2,621/mo
Today · 4.125%
HK$88,158
baseline
▲ 0.50% · 4.625%
HK$93,523
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,316/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,288
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,763
−HK$2,511/mo
Today · 4.125%
HK$97,274
baseline
▲ 0.50% · 4.625%
HK$102,401
+HK$5,127/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,548/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,124 · Scale 2, in force from 26 Feb 2026)