LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,089
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,523
−HK$1,456/mo
Today · 4.125%
HK$48,979
baseline
▲ 0.50% · 4.625%
HK$51,960
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,958/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,274
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,649
−HK$1,395/mo
Today · 4.125%
HK$54,044
baseline
▲ 0.50% · 4.625%
HK$56,893
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,088/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,307
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,027
−HK$1,748/mo
Today · 4.125%
HK$58,775
baseline
▲ 0.50% · 4.625%
HK$62,352
+HK$3,577/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$117,550/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,529
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,179
−HK$1,674/mo
Today · 4.125%
HK$64,853
baseline
▲ 0.50% · 4.625%
HK$68,271
+HK$3,418/mo
Deposit HK$8.08M · loan HK$12.13M · min. income ≈ HK$129,706/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,525
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,532
−HK$2,039/mo
Today · 4.125%
HK$68,571
baseline
▲ 0.50% · 4.625%
HK$72,744
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,142/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,783
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,708
−HK$1,953/mo
Today · 4.125%
HK$75,661
baseline
▲ 0.50% · 4.625%
HK$79,650
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,322/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,961
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,541
−HK$2,622/mo
Today · 4.125%
HK$88,163
baseline
▲ 0.50% · 4.625%
HK$93,527
+HK$5,364/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,326/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,293
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,768
−HK$2,511/mo
Today · 4.125%
HK$97,279
baseline
▲ 0.50% · 4.625%
HK$102,407
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,558/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,228 · Scale 2, in force from 26 Feb 2026)