LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,091
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,525
−HK$1,457/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,962
+HK$2,980/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,276
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,651
−HK$1,396/mo
Today · 4.125%
HK$54,047
baseline
▲ 0.50% · 4.625%
HK$56,895
+HK$2,848/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,094/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,030
−HK$1,748/mo
Today · 4.125%
HK$58,778
baseline
▲ 0.50% · 4.625%
HK$62,355
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,556/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,531
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,674/mo
Today · 4.125%
HK$64,856
baseline
▲ 0.50% · 4.625%
HK$68,274
+HK$3,418/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,712/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,528
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,535
−HK$2,039/mo
Today · 4.125%
HK$68,574
baseline
▲ 0.50% · 4.625%
HK$72,747
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,148/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,787
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,712
−HK$1,953/mo
Today · 4.125%
HK$75,665
baseline
▲ 0.50% · 4.625%
HK$79,654
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,330/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,965
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,545
−HK$2,622/mo
Today · 4.125%
HK$88,167
baseline
▲ 0.50% · 4.625%
HK$93,532
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,334/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,297
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,773
−HK$2,511/mo
Today · 4.125%
HK$97,284
baseline
▲ 0.50% · 4.625%
HK$102,412
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,568/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,327 · Scale 2, in force from 26 Feb 2026)