LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,092
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,526
−HK$1,456/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,963
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,277
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,652
−HK$1,395/mo
Today · 4.125%
HK$54,047
baseline
▲ 0.50% · 4.625%
HK$56,896
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,094/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,031
−HK$1,748/mo
Today · 4.125%
HK$58,779
baseline
▲ 0.50% · 4.625%
HK$62,355
+HK$3,576/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,558/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,532
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,675/mo
Today · 4.125%
HK$64,857
baseline
▲ 0.50% · 4.625%
HK$68,275
+HK$3,418/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,714/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,529
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,536
−HK$2,039/mo
Today · 4.125%
HK$68,575
baseline
▲ 0.50% · 4.625%
HK$72,748
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,150/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,788
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,713
−HK$1,953/mo
Today · 4.125%
HK$75,666
baseline
▲ 0.50% · 4.625%
HK$79,654
+HK$3,988/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,332/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,965
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,546
−HK$2,622/mo
Today · 4.125%
HK$88,168
baseline
▲ 0.50% · 4.625%
HK$93,533
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,336/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,298
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,774
−HK$2,511/mo
Today · 4.125%
HK$97,285
baseline
▲ 0.50% · 4.625%
HK$102,413
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,570/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,348 · Scale 2, in force from 26 Feb 2026)