LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,095
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,529
−HK$1,457/mo
Today · 4.125%
HK$48,986
baseline
▲ 0.50% · 4.625%
HK$51,967
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,972/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,281
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,395/mo
Today · 4.125%
HK$54,051
baseline
▲ 0.50% · 4.625%
HK$56,900
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,102/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,315
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,035
−HK$1,748/mo
Today · 4.125%
HK$58,783
baseline
▲ 0.50% · 4.625%
HK$62,360
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,566/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,537
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,187
−HK$1,675/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,280
+HK$3,418/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,534
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,541
−HK$2,039/mo
Today · 4.125%
HK$68,580
baseline
▲ 0.50% · 4.625%
HK$72,753
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,160/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,793
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,718
−HK$1,954/mo
Today · 4.125%
HK$75,672
baseline
▲ 0.50% · 4.625%
HK$79,661
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,344/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,972
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,553
−HK$2,622/mo
Today · 4.125%
HK$88,175
baseline
▲ 0.50% · 4.625%
HK$93,540
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,350/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,305
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,781
−HK$2,511/mo
Today · 4.125%
HK$97,292
baseline
▲ 0.50% · 4.625%
HK$102,421
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,584/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,503 · Scale 2, in force from 26 Feb 2026)