LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,097
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,531
−HK$1,457/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,283
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,658
−HK$1,395/mo
Today · 4.125%
HK$54,053
baseline
▲ 0.50% · 4.625%
HK$56,902
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,106/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,316
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,037
−HK$1,748/mo
Today · 4.125%
HK$58,785
baseline
▲ 0.50% · 4.625%
HK$62,362
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,570/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,539
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,189
−HK$1,675/mo
Today · 4.125%
HK$64,864
baseline
▲ 0.50% · 4.625%
HK$68,283
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,728/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,543
−HK$2,040/mo
Today · 4.125%
HK$68,583
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,166/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,796
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,721
−HK$1,953/mo
Today · 4.125%
HK$75,674
baseline
▲ 0.50% · 4.625%
HK$79,663
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,348/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,975
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,556
−HK$2,622/mo
Today · 4.125%
HK$88,178
baseline
▲ 0.50% · 4.625%
HK$93,543
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,356/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,309
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,784
−HK$2,512/mo
Today · 4.125%
HK$97,296
baseline
▲ 0.50% · 4.625%
HK$102,424
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,592/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,574 · Scale 2, in force from 26 Feb 2026)