LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,098
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,532
−HK$1,456/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,283
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,395/mo
Today · 4.125%
HK$54,054
baseline
▲ 0.50% · 4.625%
HK$56,903
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,108/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,317
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,038
−HK$1,748/mo
Today · 4.125%
HK$58,786
baseline
▲ 0.50% · 4.625%
HK$62,363
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,572/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,540
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,190
−HK$1,675/mo
Today · 4.125%
HK$64,865
baseline
▲ 0.50% · 4.625%
HK$68,284
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,730/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,537
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,544
−HK$2,040/mo
Today · 4.125%
HK$68,584
baseline
▲ 0.50% · 4.625%
HK$72,757
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,168/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,796
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,722
−HK$1,953/mo
Today · 4.125%
HK$75,675
baseline
▲ 0.50% · 4.625%
HK$79,664
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,350/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,976
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,557
−HK$2,622/mo
Today · 4.125%
HK$88,179
baseline
▲ 0.50% · 4.625%
HK$93,544
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,358/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,310
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,785
−HK$2,512/mo
Today · 4.125%
HK$97,297
baseline
▲ 0.50% · 4.625%
HK$102,425
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,594/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,598 · Scale 2, in force from 26 Feb 2026)