LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,098
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,532
−HK$1,457/mo
Today · 4.125%
HK$48,989
baseline
▲ 0.50% · 4.625%
HK$51,970
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,978/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,284
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,396/mo
Today · 4.125%
HK$54,055
baseline
▲ 0.50% · 4.625%
HK$56,904
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,110/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,318
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,039
−HK$1,748/mo
Today · 4.125%
HK$58,787
baseline
▲ 0.50% · 4.625%
HK$62,364
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,574/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,541
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,191
−HK$1,675/mo
Today · 4.125%
HK$64,866
baseline
▲ 0.50% · 4.625%
HK$68,285
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,732/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,538
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,545
−HK$2,040/mo
Today · 4.125%
HK$68,585
baseline
▲ 0.50% · 4.625%
HK$72,758
+HK$4,173/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$137,170/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,798
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,723
−HK$1,954/mo
Today · 4.125%
HK$75,677
baseline
▲ 0.50% · 4.625%
HK$79,666
+HK$3,989/mo
Deposit HK$6.06M · loan HK$14.15M · min. income ≈ HK$151,354/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,977
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,558
−HK$2,623/mo
Today · 4.125%
HK$88,181
baseline
▲ 0.50% · 4.625%
HK$93,546
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$176,362/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,311
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,787
−HK$2,512/mo
Today · 4.125%
HK$97,299
baseline
▲ 0.50% · 4.625%
HK$102,427
+HK$5,128/mo
Deposit HK$2.02M · loan HK$18.19M · min. income ≈ HK$194,598/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,633 · Scale 2, in force from 26 Feb 2026)