LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,099
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,533
−HK$1,457/mo
Today · 4.125%
HK$48,990
baseline
▲ 0.50% · 4.625%
HK$51,971
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,980/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,285
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,660
−HK$1,396/mo
Today · 4.125%
HK$54,056
baseline
▲ 0.50% · 4.625%
HK$56,905
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,112/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,319
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,040
−HK$1,748/mo
Today · 4.125%
HK$58,788
baseline
▲ 0.50% · 4.625%
HK$62,365
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,576/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,542
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,193
−HK$1,674/mo
Today · 4.125%
HK$64,867
baseline
▲ 0.50% · 4.625%
HK$68,286
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,734/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,539
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,547
−HK$2,039/mo
Today · 4.125%
HK$68,586
baseline
▲ 0.50% · 4.625%
HK$72,759
+HK$4,173/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,172/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,799
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,725
−HK$1,953/mo
Today · 4.125%
HK$75,678
baseline
▲ 0.50% · 4.625%
HK$79,667
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,356/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,979
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,560
−HK$2,622/mo
Today · 4.125%
HK$88,182
baseline
▲ 0.50% · 4.625%
HK$93,548
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,364/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,313
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,789
−HK$2,511/mo
Today · 4.125%
HK$97,300
baseline
▲ 0.50% · 4.625%
HK$102,429
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,600/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,671 · Scale 2, in force from 26 Feb 2026)