LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,100
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,534
−HK$1,457/mo
Today · 4.125%
HK$48,991
baseline
▲ 0.50% · 4.625%
HK$51,972
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,982/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,286
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,395/mo
Today · 4.125%
HK$54,057
baseline
▲ 0.50% · 4.625%
HK$56,906
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,114/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,041
−HK$1,748/mo
Today · 4.125%
HK$58,789
baseline
▲ 0.50% · 4.625%
HK$62,367
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,578/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,543
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,194
−HK$1,674/mo
Today · 4.125%
HK$64,868
baseline
▲ 0.50% · 4.625%
HK$68,288
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,736/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,540
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,548
−HK$2,040/mo
Today · 4.125%
HK$68,588
baseline
▲ 0.50% · 4.625%
HK$72,761
+HK$4,173/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,176/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,801
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,726
−HK$1,954/mo
Today · 4.125%
HK$75,680
baseline
▲ 0.50% · 4.625%
HK$79,669
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,360/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,980
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,562
−HK$2,622/mo
Today · 4.125%
HK$88,184
baseline
▲ 0.50% · 4.625%
HK$93,550
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,368/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,315
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,791
−HK$2,511/mo
Today · 4.125%
HK$97,302
baseline
▲ 0.50% · 4.625%
HK$102,431
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,604/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,714 · Scale 2, in force from 26 Feb 2026)