LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,100
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,534
−HK$1,457/mo
Today · 4.125%
HK$48,991
baseline
▲ 0.50% · 4.625%
HK$51,972
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,982/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,286
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,395/mo
Today · 4.125%
HK$54,057
baseline
▲ 0.50% · 4.625%
HK$56,907
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,114/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,321
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,041
−HK$1,749/mo
Today · 4.125%
HK$58,790
baseline
▲ 0.50% · 4.625%
HK$62,367
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,580/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,544
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,194
−HK$1,675/mo
Today · 4.125%
HK$64,869
baseline
▲ 0.50% · 4.625%
HK$68,288
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,738/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,541
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,548
−HK$2,040/mo
Today · 4.125%
HK$68,588
baseline
▲ 0.50% · 4.625%
HK$72,761
+HK$4,173/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,176/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,801
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,727
−HK$1,953/mo
Today · 4.125%
HK$75,680
baseline
▲ 0.50% · 4.625%
HK$79,669
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,360/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,981
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,562
−HK$2,623/mo
Today · 4.125%
HK$88,185
baseline
▲ 0.50% · 4.625%
HK$93,550
+HK$5,365/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,370/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,315
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,791
−HK$2,512/mo
Today · 4.125%
HK$97,303
baseline
▲ 0.50% · 4.625%
HK$102,432
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,606/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,724 · Scale 2, in force from 26 Feb 2026)