LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,102
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,536
−HK$1,457/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,974
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,288
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,663
−HK$1,396/mo
Today · 4.125%
HK$54,059
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,118/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,322
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,043
−HK$1,748/mo
Today · 4.125%
HK$58,791
baseline
▲ 0.50% · 4.625%
HK$62,368
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,582/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,545
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,196
−HK$1,674/mo
Today · 4.125%
HK$64,870
baseline
▲ 0.50% · 4.625%
HK$68,290
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,740/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,542
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$2,040/mo
Today · 4.125%
HK$68,590
baseline
▲ 0.50% · 4.625%
HK$72,763
+HK$4,173/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,180/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,803
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,728
−HK$1,954/mo
Today · 4.125%
HK$75,682
baseline
▲ 0.50% · 4.625%
HK$79,671
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,364/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,983
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,564
−HK$2,623/mo
Today · 4.125%
HK$88,187
baseline
▲ 0.50% · 4.625%
HK$93,553
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,374/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,318
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,794
−HK$2,511/mo
Today · 4.125%
HK$97,305
baseline
▲ 0.50% · 4.625%
HK$102,434
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,610/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,775 · Scale 2, in force from 26 Feb 2026)