LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,102
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,536
−HK$1,457/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,974
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,288
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,663
−HK$1,396/mo
Today · 4.125%
HK$54,059
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,118/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,322
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,043
−HK$1,749/mo
Today · 4.125%
HK$58,792
baseline
▲ 0.50% · 4.625%
HK$62,369
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,584/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,546
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,196
−HK$1,675/mo
Today · 4.125%
HK$64,871
baseline
▲ 0.50% · 4.625%
HK$68,290
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,742/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,543
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$2,040/mo
Today · 4.125%
HK$68,590
baseline
▲ 0.50% · 4.625%
HK$72,764
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,180/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,803
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,729
−HK$1,953/mo
Today · 4.125%
HK$75,682
baseline
▲ 0.50% · 4.625%
HK$79,672
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,364/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,983
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,565
−HK$2,622/mo
Today · 4.125%
HK$88,187
baseline
▲ 0.50% · 4.625%
HK$93,553
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,374/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,318
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,794
−HK$2,512/mo
Today · 4.125%
HK$97,306
baseline
▲ 0.50% · 4.625%
HK$102,435
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,612/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,787 · Scale 2, in force from 26 Feb 2026)