LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,103
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,537
−HK$1,457/mo
Today · 4.125%
HK$48,994
baseline
▲ 0.50% · 4.625%
HK$51,975
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,988/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,289
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,664
−HK$1,396/mo
Today · 4.125%
HK$54,060
baseline
▲ 0.50% · 4.625%
HK$56,909
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,120/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,323
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,044
−HK$1,749/mo
Today · 4.125%
HK$58,793
baseline
▲ 0.50% · 4.625%
HK$62,370
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,586/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,547
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,675/mo
Today · 4.125%
HK$64,872
baseline
▲ 0.50% · 4.625%
HK$68,291
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,744/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,544
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,552
−HK$2,039/mo
Today · 4.125%
HK$68,591
baseline
▲ 0.50% · 4.625%
HK$72,765
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,182/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,805
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,730
−HK$1,954/mo
Today · 4.125%
HK$75,684
baseline
▲ 0.50% · 4.625%
HK$79,673
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,368/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,985
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,566
−HK$2,623/mo
Today · 4.125%
HK$88,189
baseline
▲ 0.50% · 4.625%
HK$93,555
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,378/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,320
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,796
−HK$2,512/mo
Today · 4.125%
HK$97,308
baseline
▲ 0.50% · 4.625%
HK$102,437
+HK$5,129/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,616/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,827 · Scale 2, in force from 26 Feb 2026)