LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,105
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,539
−HK$1,457/mo
Today · 4.125%
HK$48,996
baseline
▲ 0.50% · 4.625%
HK$51,977
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,992/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,291
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,666
−HK$1,396/mo
Today · 4.125%
HK$54,062
baseline
▲ 0.50% · 4.625%
HK$56,912
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,124/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,325
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,046
−HK$1,749/mo
Today · 4.125%
HK$58,795
baseline
▲ 0.50% · 4.625%
HK$62,372
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,590/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,549
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,674/mo
Today · 4.125%
HK$64,874
baseline
▲ 0.50% · 4.625%
HK$68,294
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,748/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,546
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,554
−HK$2,040/mo
Today · 4.125%
HK$68,594
baseline
▲ 0.50% · 4.625%
HK$72,768
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,188/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,807
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,733
−HK$1,954/mo
Today · 4.125%
HK$75,687
baseline
▲ 0.50% · 4.625%
HK$79,676
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,374/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,988
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,570
−HK$2,622/mo
Today · 4.125%
HK$88,192
baseline
▲ 0.50% · 4.625%
HK$93,559
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,384/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,323
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,800
−HK$2,511/mo
Today · 4.125%
HK$97,311
baseline
▲ 0.50% · 4.625%
HK$102,441
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,622/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,901 · Scale 2, in force from 26 Feb 2026)