LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,105
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,540
−HK$1,457/mo
Today · 4.125%
HK$48,997
baseline
▲ 0.50% · 4.625%
HK$51,978
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,994/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,667
−HK$1,396/mo
Today · 4.125%
HK$54,063
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,126/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,748/mo
Today · 4.125%
HK$58,796
baseline
▲ 0.50% · 4.625%
HK$62,374
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,592/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,550
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,201
−HK$1,675/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,295
+HK$3,419/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,548
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,555
−HK$2,040/mo
Today · 4.125%
HK$68,595
baseline
▲ 0.50% · 4.625%
HK$72,769
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,190/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,809
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,734
−HK$1,954/mo
Today · 4.125%
HK$75,688
baseline
▲ 0.50% · 4.625%
HK$79,678
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,376/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,990
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,571
−HK$2,623/mo
Today · 4.125%
HK$88,194
baseline
▲ 0.50% · 4.625%
HK$93,560
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,388/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,325
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,801
−HK$2,512/mo
Today · 4.125%
HK$97,313
baseline
▲ 0.50% · 4.625%
HK$102,443
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,626/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,943 · Scale 2, in force from 26 Feb 2026)