LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,106
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,540
−HK$1,457/mo
Today · 4.125%
HK$48,997
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,994/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,292
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,668
−HK$1,396/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$2,849/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,749/mo
Today · 4.125%
HK$58,797
baseline
▲ 0.50% · 4.625%
HK$62,374
+HK$3,577/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,594/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,551
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,202
−HK$1,674/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,296
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,548
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,556
−HK$2,040/mo
Today · 4.125%
HK$68,596
baseline
▲ 0.50% · 4.625%
HK$72,770
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,192/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,809
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,735
−HK$1,954/mo
Today · 4.125%
HK$75,689
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,378/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,991
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,572
−HK$2,623/mo
Today · 4.125%
HK$88,195
baseline
▲ 0.50% · 4.625%
HK$93,561
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,390/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,326
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,803
−HK$2,511/mo
Today · 4.125%
HK$97,314
baseline
▲ 0.50% · 4.625%
HK$102,444
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,628/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,965 · Scale 2, in force from 26 Feb 2026)